https://journals.airsd.org/index.php/jemba/issue/feed 2025-01-23T19:28:39+00:00 Muhammad Zubair Chishti jemba@journals.airsd.org Open Journal Systems <p style="text-align: justify;">The “Journal of Economics, Management &amp; Business Administration” (JEMBA), is open access, independently and objectively double-blind peer-reviewed scientific research journal freely accessible online published bi-annually. JEMBA aims to address issues facing South Asian and Southeast Asian business and management, recognize its unique position in the global economy and contribute towards the development of inclusive, sustainable business in the regions.</p> <p style="text-align: justify;">JEMBA provides a much-needed platform showcasing practice, policy and strategy in South Asian and Southeast Asian business and management and the regions' impact on the global business ecosystem. It seeks to publish articles from any professional field as long as they demonstrate how they advance international business theory and/or practice. In particular, it welcomes research that integrates theories and concepts from different disciplines and/or has implications for practitioners and policymakers. It encourages authors to discuss the potential for societal impact in their research.</p> <p style="text-align: justify;">The editorial team is responsible for the final selection of the manuscript after it undergoes a plagiarism test. The manuscript is then sent to national and international reviewers. JEMBA editorial board reserves the right to reject any manuscript deemed inappropriate for publication. Views and the accuracy of facts expressed in the manuscripts are those of the authors and do not necessarily reflect the interpretations of the publishers. Each article accepted after the peer review process will be made freely available online, under the Creative Commons License (<a href="https://creativecommons.org/licenses/by/4.0/">https://creativecommons.org/licenses/by/4.0/</a>) and hosted online in perpetuity.</p> <p style="text-align: justify;"><strong>Scope of the Journal</strong></p> <p style="text-align: justify;">JEMBA covers a variety of original publications comprising Economics, Management &amp; Business Administration focusing the specialized research in Business Economics, Leadership, Business Ethics, Organizational Behavior, Marketing Management, Change Management, Finance Management, Risk Management, Operation Management, E-Business, Strategic Management, International Business, Entrepreneurship, Knowledge Management, Innovation and Competitiveness, Management Accounting, Sustainable Development, Management Control System, Human Resource Management, Information System, Supply Chain Management, Economics, Economics &amp; Law, Development Economics, Environment Economics, Industrial Economics, Corporate Law, Economics and Finance, Energy Economics, Resources Economics, Urban Economics, Regional Economics, Digital Marketing, Entrepreneurship, Business Analytics, Pharmaceutical Management, Emotional Intelligence, Family Business Management, Hospital/Healthcare Management, Leadership, Accounting &amp; Finance, Business Finance. <br />Write to us if you have any queries (Principal Contact: <a href="maileto:yuchen.martin.hu@gmail.com">jemba@journals.airsd.org</a>) or (Support Contact: <a href="https://journals.airsd.org/index.php/jemba/management/settings/support@journals.airsd.org">support@journals.airsd.org</a>)</p> https://journals.airsd.org/index.php/jemba/article/view/504 2025-01-23T19:28:39+00:00 Abid Hossain Shawon shawon.abid@gmail.com

<p><em>Micro-credit is an indispensable tool for supporting low-income households financially and reducing rural poverty. However, the extraordinary services the microloan intends to fund expose it to significant credit risk. This study aims to develop a blockchain alliance system for anti-poverty social microfinance based on the characteristics of blockchain technology and the microfinance's specific credit risk. This system contains the mechanism of government and financial institutions for poverty alleviation, and it improves the management of the credit risk of social microfinance for poverty alleviation by determining the positioning and clearing regulations of the system's operation. This study undergoes rigorous pilot testing with a preliminary sample of 650 respondents representing diverse demographics and operational contexts within the social enterprise ecosystem to analyze the current development of social microfinance and how blockchain technology designs the unique advantages of social microfinance. It also has applications in the field of finance, and it applies the theory of asymmetric information and adverse selection to analyze the unique credit risk faced by social microfinance institutions for poverty alleviation in SAARC. The study results indicate that the blockchain system efficiently manages social microfinance credit risk for anti-poverty organizations. The blockchain system can effectively reduce the cost of credit risk management of social microfinance for poverty alleviation, increase credit accessibility for the impoverished, reduce the degree of information asymmetry between the two parties, and reduce the likelihood of adverse selection. </em></p>

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